Privacy Policy

1. Information We Collect

We may collect the following categories of information when you use our services:

• Personal Information: Name, email address, phone number, billing information, and other details you provide when you sign up or contact us.
• Financial Data: Account connection data and transaction details you choose to link (through secure third-party integrations such as Plaid).
• Usage Data: Information about how you access and use our website, including IP address, browser type, pages visited, and device identifiers.
• Cookies & Tracking Technologies: We use cookies and similar technologies to improve site functionality, personalize content, and analyze usage.

2. How We Use Your Information

We use the information we collect to:

• Provide and maintain our services
• Generate financial reports and insights for you
• Process payments and manage subscriptions
• Communicate with you, including updates and support
• Improve our website, services, and user experience
• Comply with legal and regulatory obligations

3. How We Share Information

We do not sell your personal information. We may share information only in the following limited circumstances:

• Service Providers: With trusted third parties who help us operate (e.g., payment processors, account aggregators, cloud hosting).
• Legal Compliance: If required by law, regulation, or valid legal process.
• Business Transfers: In connection with a merger, acquisition, or sale of company assets.

4. Data Security

We use administrative, technical, and physical safeguards designed to protect your information. However, no system is completely secure, and we cannot guarantee absolute protection.

5. Your Choices

• Access & Update: You may access and update your information by contacting us.
• Cookies: You can set your browser to refuse cookies or alert you when cookies are being used.
• Marketing Emails: You can unsubscribe from promotional emails at any time by following the unsubscribe instructions.

6. Data Retention

We retain your information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce agreements.

7. Children’s Privacy

Welthy^✦ is not directed to children under 13. We do not knowingly collect information from children. If you believe a child has provided us with personal information, please contact us so we can remove it.

8. International Users

If you access our services outside the United States, you understand that your information may be processed and stored in the U.S. and other countries where privacy laws may not be as protective as those in your jurisdiction.

9. California Residents (CCPA Notice)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA).

Your CCPA Rights:

• Right to Know: You can request details about the categories and specific pieces of personal information we have collected about you, the sources of that information, the purposes for which we use it, and whether it is disclosed or sold.
• Right to Delete: You can request that we delete your personal information, subject to certain exceptions (such as legal or contractual requirements).
• Right to Opt Out of Sale: We do not sell personal information, as defined by the CCPA.
• Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights under CCPA.

Categories of Information Collected:
In the past 12 months, we may have collected the following categories of personal information:

• Identifiers (name, email, phone, IP address)
• Financial information (bank account connection data, transaction details)
• Commercial information (records of services purchased)
• Internet or network activity (browser type, device, site usage data)

How to Exercise Your Rights:
To submit a CCPA request, please contact us at:

• Email: privacy@welthytracks.com
• Phone: 888-887-7497

We will verify your request using the information you provide and respond within the time required by law. You may also authorize an agent to make a request on your behalf.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The “Last Updated” date at the top indicates the latest revision. We encourage you to review this page periodically.

11. Contact Us

If you have any questions about this Privacy Policy or our practices, please contact us: